LAYMAN PERSONAL BUDGET Software

Economists suggest us to have at list 6 months salary in our bank account to be as "some kind of back up". They also wrote about keeping 15% of our asset in gold form. How to accomplish that if we can't even control our daily or monthly budget?

Now let us discuss about the way to control "in and out" flow of our money!Where does actually it go? Do you still remember how much money  went to what, where and when? If let say, we did not know the details of it, then that we also did not know whether we have been wasting it for so long then,  we have to have a special tool to control it. The system must be very simple and practical for layman like us that could process and record all those transactions for many years to come! Let us look for it!

We do not have to calculate the daily, monthly and yearly summation of "in and out" flow of money because this Layman Personal Budget System do it for us. All activities being recorded automatically and could be retrieved. Records could be grouped and prepared in different modes depend on our needs.