Planning ahead for retirement is one the biggest favours you can do yourself. Nobody wants to spend their latter years worrying about getting by, especially after a lifetime of hard work and taxes. Expert financial services like those provided by Thomas Cardwell & Associates can help relieve the stress of long-term financial planning. Australian employers have been required by law to contribute no less than 9.5% of employees’ earnings towards superannuation funds since 2014. Investment advice from a dedicated Gold Coast financial firm can help you make the most of this legislation.